Wednesday, June 29, 2016

Tips if traveling to an area with bird flu

Considering the areas most impacted by bird flu are in Asia, Europe, and the Middle East, it is advisable to stay clear of these regions. However, circumstances may arise that necessitates travel. In which case, you need to know how to protect yourself in these areas from contracting bird flu.


In general, basic hygiene can prevent a wide array of infectious diseases. For this reason, frequent hand washing is advised to eliminate bacteria and viral components from one’s hands.


More specifically, travelers should avoid any contact with poultry, including those held for agricultural use or wild birds. Any area potentially contaminated with bird feces should also be avoided. Currently, bird flu is only being transmitted from poultry to humans and not from human contact; therefore, you should assume every bird you see is potentially infected, as that very well may be the case.


You should also take special care not to ingest undercooked poultry, poultry products, or dishes made with poultry blood, as the virus may still be active in such dishes.


You also need to avoid contact with sick people or people that are exposed to poultry. This may seem excessive, but the bird flu virus is expected to mutate and be transmitted through human contact. If this were to occur, you could easily catch the disease from someone else. It is better to be cautious and alive than the alternative. Likewise, you may also consider avoiding crowds, as densely populated areas are an ideal breeding ground to spread disease.


If, during your travels, you become severely ill, you may contact a United States Embassy for guidance in seeking treatment and notifying family and friends. Depending on your location, medical care may be limited. Use caution in securing treatment.


Special concern has been shown in visiting Singapore and Sungei Buloh Wetland Reserve; however, it has been made very clear that Singapore is free from bird flu. Two entities, AVA and NParks, have continual surveillance projects of the reserve and take blood samples from the birds on a regular basis to ensure infection has not occurred. On the same token, it is unlikely a human would become infected by a wild bird, as direct handling is almost impossible. Most of the cases reported have been contracted from chickens or domestic birds. The primary way a human would be infected from a wild bird is through contact with bodily secretions and feces.


Thursday, June 23, 2016

Facts about dog agility

Dog agility trials are becoming more and more popular the world over. They began in England, as so many good things, do, but "agility fever" quickly spread all over the globe. Now there are clubs and events everywhere that there are dogs.


Some clubs include the Kennel Club (in the U. K.), the United States Dog Agility Association (USDAA), the American Kennel Club (AKC) and the Agility Association of Canada (AAC). However, you need not be affiliated with or even live near a club or training facility to enjoy the sport of dog agility


Dogs are intelligent creatures, and they love a challenge. As the aforementioned kennel clubs are well aware, every breed has its own strengths and assets, both physically and intellectually. It's great fun to explore what your dog can do, and even train for competitions!


Even if you train your dog on your own dog agility course, and don't wish to be affiliated with any groups, it's still a good idea to stay in touch with them via phone or e-mail to stay aware of any events that may be happening in your area. Dog owners are a great group of people, and love to share advice and success stories. Dog agility events are also a great way to get outside and meet and greet other great pets.


Agility competition for dogs became popular all over the world in the 1980s, and agility enthusiasts have been looking for top-notch dog training equipment that is better looking and more durable than home-made obstacles, while still being affordable. This high-energy form of competition and fun is something that can bring people and dogs together in a spirit of excellence, and we interact with our customers accordingly.


Some of the dog training obstacles include A-frames, dogwalks, weave poles, mini contact equipment, contact trainer, jumps (single, double, and triple), chutes, barrels, and teeters. Everything you need to set up a competition course should be easily ordered and quickly assembled.


Your dog training equipment should be durable enough to withstand practice session after practice session with no risk of injury to you or your dog. Equipment should be made out of durable, well-sealed materials that are weatherproof and built to last. Safety and visual appeal are what matter in dog training equipment.


Tuesday, June 21, 2016

Protect your head from the overhead

The AirSafe Journal published a report on head injury risks in 1999 based on a study released by the Flight Safety Foundation. This study was authored by Dr. Leo Rozmaryn, an orthopedic surgeon and medical director of Workplace Dynamics. The study claims that head injuries caused by objects falling from overhead storage bins can affect the patient months after the injury was sustained.


The findings of Dr. Rozmaryn’s study were based on a survey of 462 falling baggage incidents on the 757 of an unnamed major US airline during the mid-1990s. Of these events, a person was reported struck in 397 cases, and in about a third of these, the person involved suffered from bruises and lacerations. Around 90% of those injured are aisle seat passengers.


Dr. Rozmaryn further stated that baggage can fall from overhead compartments if they shift in flights or if the overhead bins are overloaded. Flight attendants are just as susceptible to baggage injuries as passengers. It was reported that boxes, picture frames and other oddly shaped items cause most number of injuries at 80%.


Minimal traumatic brain injury (MTBI) is the one Dr. Rozmaryn named as the most serious injury a patient can sustain in such accidents. In this case, the patient develops the following postconcussive symptoms:


Persistent headaches


Dizziness


Fatigue


Irritability


Ringing in the ears


Reduced concentration


Frustration


Slowed thinking


Sleep disturbances


Memory dysfunction


Anxiety


Sensitivity to noise


Double or blurred vision


Sensitivity to light


Depression


Even if a passenger has not shown visible lacerations, bruises or other symptoms immediately following the incident, it does not mean that no injuries have been sustained. Symptoms may appear and worsen 48 hours after the initial trauma. It was also cited in the study that 20 to 60% of passengers who had heavy items falling on their heads still feel the effects of the injury three months after.


Sunday, June 19, 2016

Tips to help keep children safe from internet dangers

Parents don't have to be computer experts to keep their children safe online.


According to the University of New Hampshire's Crimes Against Children Research Center, the first step is to realize that one out of every five youths who use the Internet receives an online sexual approach of solicitation during a one-year period.


Even scarier, in 15 percent of such cases, the solicitor attempts to meet the child in person. And, only 25 percent of those children who encounter a sexual solicitation tell a parent.


Worse yet, if asked, more than 29 percent of Internet-using children will freely give out their home address, e-mail address and other personal information online.


The Internet Keep Safe Coalition and the GEICO Educational Foundation have teamed up with the University of New Hampshire's Crimes Against Children Research Center to let parents know how to help keep children safe online:


1. Keep the computer in a common room in the house and position the monitor so it's available for public viewing.


2. Establish rules for using the Internet and teach your child important safety guidelines.


3. Use blocking software or filtering programs, but don't rely on them as your only line of defense.


4. Predators often use chat rooms to contact children. Teach children that people online are not always who they say they are.


5. Frequently check your computer's Internet history to see what sites your child is visiting.


6. Monitor your child's e-mail account. Let him or her know you're checking it and why. Talk with your child about potential online dangers.


7. Spend time with your children when they're online. Have them show you their favorite sites.


8. If you see anything suspicious or think that your child may be a victim of Internet exploitation, contact your local FBI office or law enforcement agency.


9. Tell your children to protect their personal information. Children should never give their real name, address, phone number, the name of their school or a picture of themselves to anyone they meet online. Never let your child meet in person with anyone they've met on the Internet.


10. Teach children to tell a parent, teacher or trusted adult if they feel uncomfortable about anything they've seen online.


Jeans styles - low rise jeans

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When low rise jeans first came out, I knew there was no way this body was ever even going to attempt wearing them.

As I have grown older the idea of wearing the stylish jeans of the younger generation has never really been my thing. I don't exactly have a pot belly, but these jeans seem to demand a six pack stomach and alas, this is not the case with me. Besides, they look so uncomfortable and I wonder if they get any lower when you try to sit down. Oh well, not too be too outdated, I will wear the mid-rise jeans.


The older I get, the more I am constantly wrestling with the idea that I am no longer the young stud I use to be. Jeans are one of the clothing items that I of course still wear a lot of, but my style is much different than that of my sons.


I have never professed to being the king of fashion by any means, but I'm trying to balance my own body needs with the current fashion trends. I definitely don't want to wear the low rise baggy jeans that I'm seeing all over the television, they just will not flatter me or look appropriate for my age. But I like to try and look as good as possible with what I have to work with.


I have found that the regular rise of jeans or tight jeans works really well for me and helps to camouflage the fact that my stomach is slowly growing with age. I work out and stay healthy but nothing I do seems to be able to totally get rid of this little belly I have. But I guess that is just part of growing old.


Low rise jeans are pretty cool looking and I'm sure many of us middle aged men have at least tried a pair of them out, but I still have not seen anyone over the age of 40 that they really looked ok on.


My son's on the other hand absolutely love low rise jeans and I think that is pretty much all they own. Every time we are at the mall they are asking for another pair of jeans. It is an anomaly that they have so many jeans but continue to need more. But I guess since jeans are the current fashion trend there is really nothing my wife or I can do about it.


Low rise jeans are a great invention, but they really are strictly for women and the younger crowd, I'll stick to my regular jeans.


Epilepsy and the hispanic community

Despite its prevalence, many people do not understand epilepsy and seizure disorders, so scientists and others are working on ways to put an end to persistent myths and misconceptions about the condition. These can lead to discrimination in the workplace, or at school, and hinder early diagnosis and timely treatment of people with the disorder.


Among the nation's 2.7 million people who have epilepsy, 400,000 are Hispanics. A survey conducted by the Epilepsy Foundation about the beliefs and attitudes of the Latino community toward epilepsy found that one-fourth of Hispanics relate seizures to death and more than half would not disclose that a family member has epilepsy, indicating a high degree of fear and stigma associated with the condition.


About 31 percent of Hispanics believe people with epilepsy cannot hold a job, compared to the 3 percent of non-Hispanics who have this belief. The same number of Hispanics believe people with epilepsy are dangerous to others, while 17 percent of non-Hispanics agree-a disturbing finding in both groups. In addition, approximately 9 percent of Hispanics believe people with epilepsy lack intelligence or spiritual faith. The same number believes the condition is contagious. Nine percent also believe epilepsy is caused by one's sins or an evil spirit.


As for treatments, 30 percent believe in herbal remedies and 6 percent think a spiritual healer or exorcism is best. These treatment beliefs are dangerous because they can lead to significant diagnostic delays, which can cause unnecessary disabilities and social isolation.


"Epilepsy can happen to anyone, anywhere, at any time," said Eric Hargis, president and CEO of the Epilepsy Foundation. "People must understand that epilepsy is a manageable, treatable condition and that leading a productive life is possible. Our aim is to heighten the Hispanic community's knowledge of epilepsy, as well as help them get the treatment they need."


The campaign "Epilepsy: It's More Common Than You Think" is part of the Foundation's outreach to diverse populations and its work to ensure that people with seizures can participate in all of life's experiences. It also seeks to prevent, control and cure epilepsy through research, education, advocacy and services.


Friday, June 17, 2016

Creating a home business by selling items online

If you have only a limited budget and wish to run your own business at home then selling items online can be an exciting home business that you can make a steady income from. As the internet matures so do the attitudes of people buying more and more online. Many companies exist that will ship merchandise to nearly any address specified, without being the same address as the buyer. This open the door for selling opportunities for anyone with the initiative to do a little work online and keep track of their earning.


Online auction sites have become very popular lately. On these sites visitor can browse through hundreds of categories and subcategories looking for items of interest. Once people find the items they want, they may be able to buy directly from the seller or they can bid on the item. Whoever has the highest bid win the item.


Become a seller on these sites is very easy. If you have a home computer, a valid email address, a credit or debit card and a simple payment system ( can be obtained easily online for free ) which can receive payment online, then you can create an online store and sell products on these sites. You can also easily hooked up with wholesaler who maintain a large inventory of merchandise and allow you to sell through your online store. When an order comes in, it goes directly to the wholesaler who will pack and ship it as well as handle all the finance. You make money based on the profit from the sale of the item. Since there are so many items available, you have the option of selling one kind of item or sell many different types of items to appeal to a larger audience. You will also be able to sell directly to buyer or you can open items up for bid. Many online sellers create mini-store where visitors can browse and purchase item direct.


However there is a small risk involved, if a listed item doesn't sell, the seller is responsible for the listing fee. Additionally, the seller is charged a final fee, which is a percentage of the price at which the item is sold. Consequently the seller has to sell the item at a price higher then the unit cost plus listing fee and final value fee before they can make any money.


Digital products like ebook, music, video, sofware and many others offer the best potential for selling online as it require no warehousing and can be easily delivered to the buyer by simply downloading in their computer.


To be successful running an online store, you will be required to build a solid reputation as customers wil be able to leave feedback both positive and negative, that other customers can read before purchasing an item from you. Always try to resolve any complain quickly so that you can retain a positive reputation. Another important thing is knowing how to set appropriate price for the products you are selling, because people going to these sites are looking for a bargain, if you charge too much they will go to another seller.


This home business is a wonderful enterprise as the investment is negligible but the return is unlimited. It can be very lucrative if run properly and is suitable for both who wish to run their business part-time or full-time.


Thursday, June 16, 2016

Wimbledon center court

"How does it feel to walk out onto center court at Wimbledon?" is a question I've been asked many times.


It' s a question iIhad asked myself ever since I was a nine year old playing mock Wimbledon finals against my brother, Mark, in the courtyard of our Mt Albert, Auckland home.


I had to wait fifteen years before I could answer it.


Still, no matter how many times you've asked yourself what it would be like, no matter how many times you've dreamed about it becoming a reality, no matter how many times you've mentally rehearsed it, nothing fully prepares you for the overwhelming emotional response you feel upon stepping out in front of the 15,000 people surrounding one of the most famous sporting arenas in the world.


There is no other place on the international tennis circuit that demands as much from the players emotionally as the Wimbledon Center Court.


Having played on the respective center courts at the Australian (when it was at Kooyong), the French, and the US Opens (when it was at Forest Hills), I can say that, although they each have a unique atmosphere, none comes close to matching Wimbledon's unique ambience. If ever there was a place where you find out about yourself, center court at Wimbledon is that place.


For a tennis player, the first Wimbledon Center Court experience is a defining moment; an occasion that even most tennis professionals do not ever experience.


From the time the playing schedule is released the previous day, to the time that you're informed in the locker room to be ready to play, to the short time you spend waiting in the special ante-room before walking out to play your match, everything that you do is geared towards what is always a huge occasion -- a match on center.


With the obvious importance that is attached to the match, which is not only going to be seen by the 15,000 courtside spectators, but also by the millions of television viewers worldwide, your focus is well and truly sharpened by the time the immaculately dressed Wimbledon official lets you know that "it's time to play gentlemen."


With the senses at their most heightened, the moment that you take your first step towards the chair in which you will sit during end changes is one of those all too rare moments when you catch yourself thinking that this is what life should be like all the time.


Which is exactly how I felt as I walked out to play my first match on the Wimbledon Center Court in 1981.


It was a doubles match. My partner was the Australian, Rod Frawley, who went on to reach the Wimbledon singles semi-final the same year.


Our opponents were, ironically, five times Wimbledon winners and one of the all-time great doubles combinations -- John Newcombe and Tony Roche.


I say ironically as Newcombe and Roche had been two of the players whose identities Mark and I had assumed in our pretend backyard Wimbledon finals.


Not only were they two of the greatest players in history, they were also two of the Wimbledon crowd's favorite players.


It was a first round match, and Newcombe and Roche were making their first appearance at Wimbledon for a number of years. They were returning heroes, and there, right alongside them, I was making my first appearance on the Center Court.


With Newcombe and Roche being such sentimental favorites, the crowd acknowledged their return with a thunderous ovation, which, for me, only intensified the incredible adrenalin rush that every player feels on such a big occasion -- and there is no bigger occasion in tennis than walking on to Wimbledon's Center Court, the place where tennis players' dreams are turned into a reality.


Wednesday, June 15, 2016

Homeowner loans

Everyone's dream is to own their own home. After all, for many people, their home is a big part of their identity, and it's the primary method to communicate success and personality. Many people simply state that being a homeowner is an important goal of theirs.


However, purchasing a home isn't the same as buying a Coke. You simply can't empty the cash in your pocket in order to become the proud owner of your dream home. Because of the sheer amount of money needed to purchase a house, many people look to their local bank for a homeowner loan. The bank provides the loan, or mortgage, and the customers uses the loan to purchase the house.


And while banks have long been the established method of choice to secure the homeowner loan that you need, there are other options available as well. More and more financial or loan specialty service companies are making their niche in the homeowner loan market. While a homeowner loan company, such as Wizard Loan Approval, does provide the funds needed to purchase a house, they aren't necessarily like a bank.


What a homeowner loan service company does is establish working relationships with the banks. They'll locate the best homeowner loan for you based on your needs and then let you know what loans are available. The difference between using a homeowner loan company and a bank is that with the bank, you only have loans that the bank can provide. An organization like Wizard Loan Approval can offer a whole range of home loans and rates for you.


Your dream of getting that homeowner loan that's right for you and getting your dream house isn't solely dependent on banks anymore. Now, with companies like Wizard Loan Approval, you can easily get the home loan that's right for you.


Reliable life insurance company which companies are the best

The life insurance industry is a carefully regulated industry. Every state has its own insurance department to monitor the activity of insurers. You very rarely hear of life insurance companies that dissolve because of financial problems. Insurance companies have to prove financial strength to operate in most states. Insurance commissioners have the authority to approve or deny rate changes. There are consumer guides that are available to help you compare companies. The AM Best Company is the most reliable resource in the industry. You can visit AM Best online and you will find all the information that you need about financial strength and product information.


Life insurance companies distribute their products many different ways. The agent distribution system has been around a long time. The life insurance professional is a valuable resource for people that want an on going relationship with an agent. A lot of folks want the personal service that only an agent can provide. Life insurance can also be purchased through the mail. There are a number of companies that use direct mail as their distribution system.


Insurance companies are also offering life insurance online. This is convenient for most folks that love to use their computer to make purchases. The online purchase can also lead you to an agent. That can give you the best of both worlds. You can begin the process by getting a quote online and finish the purchase with an agent from a company of your choice. The company best for you would be the combination of the financial strength and whether or not you prefer to be serviced by an agent.


There is one more factor when selecting an insurance company. Do you want to purchase insurance from a stock company or a mutual company? Stock companies are owned by the stock holders while the mutual companies are technically owned by the policy holders. Mutual companies pay dividends. Stock companies do not. Compare the rates of a stock company with a mutual company first and then compare the rates of stock companies with stock companies and mutual companies with mutual companies.


Tuesday, June 14, 2016

Ford aspire more than just as aspiration

From 1994 up until the year 1997, the Ford Motor Company sold the Ford Aspire. This was a subcompact car that has been made available with two options as per the number of doors. One held three doors while the other one held five doors. The entire body of the Ford Aspire was crafted by the Kia Motors company with headquarters in South Korea. The engine as well as the engine components was from the Mazda automobile corporation located in Japan. It is very interesting to note that this vehicle has been sold and marketed as the Kia Avella in Asia. However, if you travel to Japan and Australasia, you would be surprised to find out that the Ford Aspire is known there as the Ford Festiva. It is just one vehicle however it has been sold under different names.


The average fuel economy for the Ford Aspire is some 30 miles per gallon which is quite a different number from what the manual says. The manual claims that it can take up to 45 miles per galloon. Aside from that interesting fact, the Ford Aspire is also very much favored for parallel parking. Also known for their resistance to submit to mechanical breakdown, these Ford Aspires have been known to have the capacity to run in excess of some 200,000 miles without having to undergo major repairs.


Upon its introduction in 1994, the Ford Aspire held a five speed manual transmission as well as an automatic transmission. This vehicle is a front drive car. It generally comes with a 63 horsepower engine with four cylinders. For the two-door model, the Ford Aspire sports fog lights, a rear spoiler as well as different types of seats made available. As per the Ford Aspire that sports four doors, it holds a power rack and pinion steering. Through the years, many changes have been done to the Ford Aspire. The list includes the removal of the front spoilers, and adding in of body-colored window moldings, rear spoilers, fog lamps, tachometer, a unique instrument cluster, special seat fabrics, special door trim fabrics, and center roof pillars. There also are changes like new front bumpers, new rear bumpers, headlamps, turn signals, tail lamps, and wheel covers. Its design has been proven to work well in allowing a fairly large amount of cargo. If the rear seats are folded, the cargo is expanded greatly.


Ford Parts and Ford Auto Parts manufactures and sells performance parts and accessories for Ford vehicles. Ford Parts and Ford Auto Parts strives to be the ultimate source for auto parts and accessories for the Ford Aspire as well as for Ford vehicles. The store’s product line up for the Ford Aspire accessories, body parts, brakes, climate control, clutch parts, electrical parts, transmission parts, mechanical parts, service tools, and a variety of other upgrades and parts that compliment the vehicle. Ford Parts and Ford Auto Parts’ extensive array of maximum quality Ford parts are available at great wholesale deals.


Giving the gift of tea with a tea gift basket

Nothing says I love you like a gift basket – a collection of favorite things assembled in a beautiful package. And for the tea lover, a tea gift basket can be the most wonderful of gifts; a compilation of treasures to encourage relaxation and reflection as you gather around cups of tea.


The tea gift basket can be assembled in a number of ways. First, there are many gift basket companies – both large and small – that will put together your tea gift basket and ship it directly to the person of your choice. In many cases you will be able to choose exactly what you would like included in the basket to make it a unique and personal gift.


Some companies have a standard tea gift basket you can purchase and send. Most include teacups, tea itself, and tea accoutrements such as sugar spoons, loose tea balls, strainers, and sometimes even baked goods.


In many cases, these companies will also allow you to pick the actual basket you would like to be used for your tea gift basket. You can have them include a personal note and your gift is complete.


The Internet is a fantastic resource for finding gift basket companies that will put together your tea gift basket. With the advent and subsequent growth of online commerce, more and more companies of this nature are offering their services through cyberspace. A few clicks of the mouse and you’ve assembled a beautiful gift for the tea lovers among us.


If you really want to personalize your tea gift basket, and you have your share of creativity, go ahead and make your own tea gift basket. With a little bit of ingenuity, you’ll create a one-of-a-kind gift that will be most appreciated.


Assemble some favorite teas – some of your favorites and some favorites of the person to whom you are giving the tea gift basket. Include one or two pieces of some beautiful, reasonably priced china; perhaps you can find one or two antique teacups at a local antique store. Then round out the tea gift basket with personal touches; don’t be afraid to get creative! Throw in some delicate linen napkins, an interesting container for loose tea, and some chocolates. Whatever you think will make the tea gift basket unique is exactly what you should include.


Have fun with your tea gift basket. And anyone who receives it will feel the joy


Protecting your children from secondhand smoke

In the United States alone, smoking has been named the single most preventable cause of early deaths. Around four hundred thousand Americans die because of cigarette smoking yearly. And approximately three thousand non-smokers acquire lung cancer and die because of second hand smoke.


Second hand smoke


Second hand smoke is a combination of the smoke emitted by a burning cigarette, pipe or cigar, and the smoke exhaled from smoker's lungs. This smoke lingers in the air hours after the cigarette has been put out. Continued exposure to second hand smoke can cause a variety of ill effects to your health. It has been proven as a cause of lung cancer, other respiratory tract infections, and ear infection for children.


Second hand smoke and its effects


Children of different ages are the most common victims of second hand smoking. In most cases, they are exposed to it at home, sometimes even before they’re born. It is during pregnancy and childhood that a baby’s organs start developing. Exposure to second hand smoke during this period of growth may seriously deter proper development of the lungs and brain, among other vital organs.


A growing fetus inside a smoking woman’s womb may have an increased risk of having birth defects such as cleft lip and palate, and low birth weight. Certain instances of Sudden Infant Death Syndrome (SIDS) have also been noted to have been attributed to maternal smoking. Studies have shown that infants who have died of SIDS have higher nicontine concentration in their lungs as compared to infants that have died of other causes. It has also been reported that breast milk production decreases for smoking mothers.


A recent study has linked second hand smoking to middle ear infection or otitis media. This is more common in children who’ve had continuous exposed to second hand smoke during the first three years of life. The inhaled second hand smoke may cause an irritation to the Eustachian tube which connects the back of the nose to the middle ear. This irritation may cause swelling and obstruction of the Eustachian tube, which then causes an imbalance of pressure equalization in the middle ear. This may cause fluid retention and infection in the middle ear which can be very painful to a child. If diagnosed and treated early it is totally curable, but if treatment is delayed, it could even lead to a permanent hearing ability reduction.


Little kids often acquire childhood asthma because they are exposed early to second hand smoke, and it worsens with continued exposure. Aside from asthma, children may also develop sinusitis, cystic fibrosis, and chronic respiratory diseases with continued inhalation of second hand smoke. Kids affected by second hand smoke may also have difficulty coping with bronchitis and pneumonia.


Prevention


The best way to avoid giving your child all these complications is to quit smoking. It will not only benefit your body by getting rid of the nicotine in your system, it will also help your children and future children live a healthier life as well. If you really have difficulty quitting smoking, avoid doing it in an enclosed area, or any place where there is a large concentration of people, and never do it near your children. Always take into consideration that you're not only responsible for you own life, but for other people’s well being as well, especially those you love most.


Monday, June 13, 2016

Guiding borrowers through the maze of secured loans

Before offering tips to borrowers planning to take secured loans, it will be necessary to first define the need for a guide to secured loans, i. e. why a customer needs to be guided through secured loans. There are two reasons. Firstly, lenders lend not out of generosity. The loan has to be paid back. If the secured loan is not paid back, the second reason starts operating. The secured loan stakes its claim on certain asset/assets of the borrower as collateral. The loan provider has every right to liquidate the asset pledged as collateral to recover his dues.


Since, the process of repossession of collateral is a painful process, it will be necessary if the secured loan is taken with sufficient knowledge beforehand. And how do you intend to draw this knowledge from? Past experiences with loans, experiences of friends or relatives, magazines and journals, and most important independent financial advisors (IFA), are all sources of advice utilised by borrowers in the UK.


Now, coming to the advice that constitutes an important part of secured loans. The first thing to decide will be the amount of secured loan. This is not as easy a decision as most of us will consider it to be. The amount must be fixed keeping in mind that it has to be repaid after a certain time period. The most appropriate measure of the amount of secured loan will be the needs. A parallel decision on the part of the borrower has to be made regarding the extent to which the secured loan will be used. The borrower may decide to employ secured loans for only a part of their needs. The rest will have to be met through the borrowers personal resources. If the secured loan amount is decided to be employed for any other purposes, only then should the borrower draw a larger amount. The idea here is to prevent a misuse of the secured loans. Amounts ranging from Ј3,000 to Ј50,000 are available for the borrowers. The amount sanctioned as secured loan depends on several factors. The amount of collateral tended, the form of collateral tended, the credit status that the borrower enjoys, and many more factors have their reflections on the amount of secured loan and the terms on which the loan is provided.


A secured loan is the easiest to avail of in the UK. The presence of collateral shows the commitment of the borrowers to the secured loans. Lenders as well as the borrowers know that the asset pledged as collateral will be repossessed in the event of non-payment. For the purposes of repossession, no litigation would be needed. Because of this convenience, most loan providers prefer to lend as secured loans. The terms on which the secured loan is lent will show the preference that they enjoy over the unsecured loans. The most glaring differences will be viewed in terms of the APR. APR is the comparative rate of interest being charged by loan providers. Because of a lesser degree of risk involved, secured loans carry a lower APR. Rates advertised by the lenders will be dissimilar with the interest rates actually offered to borrowers. Several other factors like the amount of collateral, credit history of borrower, etc. have an impact on the interest rate. The interest rate will be quoted accordingly. Borrowers can negotiate on the interest rate up to a certain level by increasing the points offered as fees to the loan provider.


Collateral comprises an equally important decision. The asset pledged as collateral commands a certain value. Losing them to the loan provider through repossession will be painful for the borrowers, whether it is house or any other asset. Home secures the largest amount of secured loan. Next, in importance is automobile. Borrowers presenting these assets as collateral are able to draw a larger amount. The equity in home will be compensated with an adequate amount of secured loan. Generally, 70-80% of the equity in home is sanctioned to the borrowers. Loan providers however are ready to offer up to 125% of the home equity, provided the borrower has a good credit history.


Borrowers also need to determine the mode of repayment in advance. There are a whole lot of methods to choose from. If the method chosen for repayment is through monthly instalments, then there need not be any further plan to off set the loan balance. However, where the borrower has agreed to pay only interest as monthly instalment, adequate preparations need to be made for the payment of the loan balance at the end of the term. A repayment vehicle in which payments are made monthly or at some regular interval will be a good idea to prepare for the future payment.


The advice rendered does not claim to shield the borrowers of any future repercussions. The knowledge of the future repercussions that their decisions can lead to, however force borrowers to take the necessary steps. These steps, in turn, shield the borrowers from the after-effects of a taxing secured loan deals.


Sunday, June 12, 2016

How to reduce blood pressure symptoms

Blood pressure is the pressure exerted on the arteries. Blood pressure can differ from person to person. When your blood pressure is measured it is expressed in two numbers such as 120/80.The figure on the top denotes the pressure when the heart is pumping blood and its muscle is contracted. If your blood pressure is measured as 140/90, then you are a patient of hypertension or high blood pressure and therefore you need to reduce your blood pressure level. However, you should be aware that blood pressure rises with age and so as you grow older you should keep a check on your blood pressure and reduce blood pressure if it is above the normal blood pressure level.


Reducing blood pressure to normal levels helps reduce the risk of serious health problems like heart or kidney disorders. You can reduce blood pressure in several ways. Firstly, if you are overweight, you should aim to reduce your weight to within the guidelines for your height, body structure, and age. BMI, or Body Mass Index, is the best way to decide what is the ideal weight for you. This measure takes into account your height and weight.


However, don’t start a crash diet, as this can create further problems for your body. Reduce your weight slowly through eating a sensible diet and doing some form of exercise. Exercise will help you shift unwanted pounds and will also plays a positive role in reducing high blood pressure. Try to incorporate exercise into your daily regime, start easily with walking and build up ton include more aerobic exercises.


To further reduce blood pressure, reduce your intake of salty foods and avoid or cut down on alcohol. Including foods rich in calcium and potassium, as well as fish oils and magnesium can help reduce high blood pressure.


You have to maintain a healthy lifestyle in order to control your blood pressure. Some of the important and essential tips are following a healthy diet with low salt and sodium, maintaining healthy weight, and being active physically, limiting alcohol intake and putting a stop to smoking.


It is very important to keep your blood pressure level normal or reduce blood pressure if it rises because high blood pressure can cause severe health problems and damage the body. One of the important revelations in regards to reducing blood pressure is intake of sesame oil. Using sesame oil instead of other edible oil helps in reducing blood pressure or lowering blood pressure. Sesame oil contains approximately 43 percent polyunsaturated fatty acids, which has an impact on the blood pressure and contributes to reducing blood pressure


Although lifestyle changes helps in reducing blood pressure they are not usually enough. It is important to continue taking any medication prescribed by your doctor. Therefore, a healthy lifestyle along with medications can reduce blood pressure.


If you are suffering with High Blood Pressure, you should first consult your primary care physician before taking other steps.


Friday, June 10, 2016

Glass- the known and the unknown

Glass is an amorphous solid material made up of sand, silica and soda. Glass is also referred as” Super cooled liquid". Glass can be made transparent and flat or into other shapes and colors.


During manufacturing of glass metals and metal oxides are added to change the color of glass. For example, for decolorization a small amount of selenium is added and or added in excess to impart reddish color. Small amount of cobalt is added to yield blue glass. Adding titanium produces yellowish-brown glass. Based on the concentration, nickel produces blue or violet or even black color. On adding 0.1 to 2% of uranium produce fluorescent yellow or green color. Small concentrations of cobalt (0.025 to 0.1%) yield blue glass.


The most familiar form of glass is the silica-based material used for windows, containers and decorative objects. The basic ingredients of glass include silica, ash and lime. From these basic ingredients, a variety of glass can be formed. Float or annealed glass, molten glass, plate glass, tempered glass, laminated glass, self cleaning glass are some varieties of glass.


At an early age, natural glass (obsidian glass) created from volcanic magma is used. To early man, obsidian glass was very rare and valuable commodity. Obsidian glass is used as a glaze for pottery until the method of glass blowing was developed in the first century.


Glass and glass made products are used for many things. Glass can be tuned into high works of art. Many household objects are made of glass. For example, drinking glasses, bowls and bottles are often made of glasses as are light bulbs, mirrors the picture tubes of televisions and windows. Most of the laboratory equipments are made of glass.


Glass made objects attract the attention of others. It gives luxurious look to your home or office. Glass and glass articles are affordable and at the same time they have much functional value. Decorative mirrors give majestic look to place. The glass is a strong unreactive object, because of this property it is used in Kitchen, gym, bathroom, bedroom, bars, and doors. A gorgeous glass of object of art symbolizes the beauty of love.


3 things to look for in a home purchase lender online

If you're ready to buy a new house, you're going to need a Home Purchase lender. And finding one online is convenient and simple! However, there are a few things you should look out for to ensure that your lender has your interests--and not his--as his top priority.


Make sure your lender offers options


There are a lot of options other than the traditional 30-year fixed rate mortgage. Depending on your needs and personal situation, an Adjustable Rate Mortgage (ARM) or Interest-Only mortgage might be a better fit for you. Or, possibly, you may prefer a loan with a longer or shorter term. A good lender should be able to offer you a variety of options so you can find the one that best suits your needs. Be wary of any lender that tries to push one particular type of loan.


Get your "pre-approval" in writing


Some Home Purchase lenders will "pre-qualify" you--but that doesn't mean you're guaranteed to get the loan! In fact, in most cases, "pre-qualification" means almost nothing at all. Choose a lender who will "pre-approve" your application instead, which is a more involved process. When you've been "pre-approved," the loan officer has contacted your employer, bank, credit card companies, etc. Once you're "pre-approved," you're a lot more likely to get the final approval on your loan.


"Lock in" the rate you're quoted


Interest rates change almost daily--they can be down on Monday, and sky-high by Friday! And some lenders will quote you a super low rate to get your business, even though they know the rate may change by the time your loan is finalized. If a lender quotes you an interest rate, ask him/her to "lock it in" for 30, 60 or 90 days. Reputable online Home Purchase lenders will guarantee you your promised rate even if it takes another month or two until you close the loan.


Once you know your online Home Purchase lender is willing to offer you options, pre-approve your loan, and lock-in your rate, it's time to compare rates, fees and other charges to make sure you're getting the best deal.


Online stores and e-commerce stores should not ignore the importance of ssl certificates to gain maintain online security

It is possible for every piece of data to be seen by others unless it is secured by an SSL Certificate. Your customers won't trust your web site without it.


Why does an Online Store would need SSL Certificate?


If you have an e-commerce website or an online store, you definitely need an SSL certificate!


• Ecommerce websites typically require a buyer to sign up on the website before he can buy online. The website gathers customers personal data and hence it should have an SSL


certificate to guarantee the safety of their details and information.


• SSL Certificates help you secure online payments. Most of the visitors now expect security as a part of any e-commerce website so that they can safely make a purchase and provide their personal details and credit card numbers, they anticipate all the details provided by them over the Internet should be confidential and secure. Thus, SSL Certificate is as essential for any website as taking a Domain before developing a website.


• Enable you to boost your visitor conversion rates - increasing your profitability from the same level of traffic.


SSL Certificates help you increasing the conversion rates by providing an extra/added security feature on your site. You can hold back all those customers who would have left your website for trust and security related reasons


• Capitalize on the branding of the certificate provider and instill confidence in the customer - Retailers have an opportunity to capitalize on the brand power of the certificate provider itself to inspire consumer confidence and trust. The leading SSL certificate providers offer additional value added services in the form of site seals and trust indicators to further enhance the credibility of the retail site. As more and more retailers provide positive trust indicators on their web sites, so consumers are becoming more accustomed to and therefore relying upon those indicators. The strongest branding opportunity comes from the leading providers such as SSLGenie, whose branding adorns many of the top retail sites.


Consequences of not deploying an SSL on your website –


To run a successful online business its very important to create trust in your customers and visitors, Your visitors will only make a purchase after they feel that their details (Credit card information and personal data) will be in the safe hands. Thus for e-businesses, the key is to maintain trust for visitors and customers. And if you are not installing SSL Certificate, you may have to face following consequences -


• Your prospective customers will go to your Competitors.


• If the visitors will not find the trust indicators (SSL Certificates), they may loose the whole confidence in your brand, products and services, and this may degrade your goodwill.


• Customers may reject or deny to buy from your website and may not pass their confidential information like credit card details to you.


• It may decrease your visitor conversion rates and may effect your over all profitability


• Non Availability of SSL may have negative image of your business.


SSL (secure sockets layer) is a communications protocol which is now the global standard for security. SSL creates an encrypted link between a web server and a web browser to ensure that all data transmitted remains private and secure.


Wednesday, June 8, 2016

Naturally light n strong cedar furniture

Asian and North African People in the mountain region used cedar trees for several centuries which also known as the” Thunja plicate “in all activities of their life. They used cedar for making their homes, canoes, coffins, and even used it for cooking. The most sacred function of the cedar tree was when it was carved into a pole and placed at tribal ceremonies. The cedar tree was named “Tree of Life” and it was monumental in their history. Cedar is considered to be the most valuable wood, because it is naturally highly resistant to rot, insect damage, and weathering. It will last for decades as cedar furniture. Cedar Wood is a smooth surfaced wood and aromatic. It weathers to a silvery gray when left untreated. Cedar Furniture can be used both as Home Dйcor and Outdoor Dйcor. Cedar Furniture has several classic designs and handcrafted. This furniture has its origin in the Adirondack Mountain region of New York.


Cedar Furniture comes out in different types and styles. They include Classic Folding, Adirondack Chairs, Adirondack Rocker, Lake Placid Cedar Chair, Keene Valley Rocker etc. The White Cedar when superbly crafted, does a great job with indoor furniture too. Cedar furniture is all season furniture. It is cool and comfortable outdoor furniture in the summer and cozy with rustic natural indoor furniture in the winter. Cedar is handcrafted in the Adirondack State this furniture comes from the area originally known for this design. It is made of sustainable cut white cedar that grows in the Adirondacks. This has excellent weather resistance and can be used for seasons to come. Lawns and Gardens look elegant with Cedar Garden Benches. Cedar Swings can dress up any lawn, porch or deck!


Cedar furniture will enhance any garden space and add to the natural beauty. Any garden with cedar furniture pieces like, arbors, chairs, benches, looks remarkable. Any one can add to beauty with cedar products like Potting Benches, Tree Benches, Planter Boxes, Chairs, and Garden Arbors & Accents. Pet Products like dog boxes and pet feeders are also available in Cedar Timber. Aromatic cedar hangers freshen clothing while discouraging moths and mildew. Red Cedar Wood Fence can be used for several purposes. . Cedar wood fencing will provide shelter, create visual points of interest in the streetscapes, prevent unwanted views. It is also works as boundary marker and acts as a climate controlling shield. Different sizes and types of Cedar wood fence is designed from strong boards that obstruct intruders. Red Cedar is more used as a fence material.


Cedar fence material must be the choice considering its quality, style and durability. The Cedar wood contains natural oil which helps the wood material to resist decay and insect attack without the addition of any chemicals. Cedar fence is much more stable than other woods to minimize shrinkage. Working with Cedar is a child’s play and doesn’t involve any complexity. The cedar wood’s texture and stability is unmatched and unparalleled. This can be easily stained to get various colored outputs. When constructed and maintained with care, a cedar wood fence will look excellent for ages, adding prestige and value to home and garden.


An excursion by road to dalat

We were driving around probably not too sure where to go. We must have been heading to Saigon when I saw this sign post on the right saying Dalat. I had heard the name. It was an old French hill station far to the north of Saigon. It had the good reputation of an agreable place to go. It brought to mind tales of one of the old British hill stations of the RAJ. Simla? Anyway my curiosity was roused and I asked PB if she had been there and she said no. I turned right and off we went.


We were able to come to these decisions without any discussion which was good. On the other hand we didn't know how far it was. It certainly wasn't near. We didn't know what the road was like. I am not giving distances. I would have to check them on a map. I had no map then. Anyway even with a map I would not have been much better off. A detailed military map was the last thing one wanted to be caught with and anything else was worse than useless. The conditions on some of the roads were appalling and it was not unknown to travel mile after mile on second gear. Traffic jams in Saigon were monstrous and in the country side a blown bridge could cause a bottle neck with traffic three lanes deep on either side and no way for any vehicle to get through to clear the bridge. Or for that matter just a blown bridge and not a soul about. To compare a journey then with whatever distance is marked on a map today has no bearing on the reality of the situation as it was then .


What perhaps was surprising was the fact that the Vietnamese continued to travel the roads. Their driving was appalling. Driving licenses could be bought. If you were a foreigner you were always wrong. You could, had to, buy your way out of any accident. I read that coach drivers drove at high speed in the hope that if they set a mine off their speed would carry the driver over safely and only blow the rear end off the bus. The accidents were horrific. The Viet Cong set up road blocks and took away whoever they considered an enemy. I remember reading that a French consul in the highlands had his car break down, got a lift on a passing bus, was taken by the Viet Cong at a road block and reportedly died in captivity. The French usually considered themselves above this war and therefore immune. It is possible that having known war for twenty five years when I arrived in 1965 the Vietnamese had developed a certain fatality to it


I switched the number plates of my car and then we continued through an area of rubber plantations. By the time we reached rolling grass covered hills it had begun to enter my somewhat sluggish mind that there was no traffic on the road. I also knew by now what no traffic meant. I hid my identity papers and threw away my X numbered plates. The few villages that there were seemed lacking in activity. Once we passed a lonely catholic priest on a motor scooter. The road climbed steadily and we talked a little. PB was from Hanoi. They had also had a house in the country and been relatively well off. Her father, a nationalist, had been taken away by the Viet Minh one night and never seen again. The family moved south after Vietnam was divided. There was an uncle, a colonel, who had been a province chief. I think all province chiefs were military, possibly with one exception to try to prove the country was not exactly a military dictatorship or something. He had been on the wrong side in one of the numerous coup d'йtats. There was another tragedy in her life, but it is not for me to talk about here. Every Vietnamese had his own share of tragedies linked to the war. Her English was excellent and she had this delightful habit of mixing her adverbs and adjectives up.


We decided I needed another identity. I suggested being a French catholic priest. I was often mistaken for one in the province where I worked. PB pointed out that her presence didn't lend credence to that. I suggested being a press reporter. We rejected that, but later I was to join an obscure press agency, get the necessary papers, and use that cover in my off duty time. I would also work as a freelance. We settled on my being a teacher. I was to become one at some future date. Once when we were driving in the delta, I think near My Tho, and had stopped to buy some pineapple from a young boy by the road he had remarked that I was English. He had a brother studying in England. I worked with, was paid by and had a lot of friends who were Americans, but alone in the countryside they were the last people I wanted to be associated with. The road started to climb again and still no traffic.


We now looked out on the most beautiful green I had ever seen. Below us there was wave after wave of all the shades imaginable, forest or jungle, I can't remember, but it was utterly lovely. Whatever shade of fear we were suffering from also disappeared. I think we had just put it away and pretended to ourselves it wasn't there. In any case we were committed now and it was too late to turn back. At one point I saw the backs of soldiers looking into the forest, and the sound of bursts of machine gun fire, and then nothing. Next we reached a high plateau with gently rolling hills covered with tea or coffee plantations. I should know which, but this is written after a forty year interval and although some of my memories are crystal clear as though they happened yesterday others are blends of colours and some only grey.


To digress. The old plantations had been owned by the French. I was to get to know a Vietnamese woman whose family owned one. I remember being given large bags of coffee grains freshly roasted, black and small, glistening with butter. The coffee in Vietnam was the Robusta variety. Very strong. It was usually drunk out of small glasses with lots of sugar but no milk. I used to drink far too much and my nerves suffered accordingly. The tea was drunk from large glasses, without sugar or milk, thank god. Outside Saigon at least it was usually free and accompanied whatever one was eating. On the rare occasions I stopped somewhere just to have a glass it was always given, so I usually bought a small cake or something. Anyway the water was usually of dubious quality and tea was safer.


We arrived at the civil airfield serving Dalat. Very small. No sign of any activity or any planes. I was to get used to, indeed to take part, in this Vietnamese habit, of going to an airfield for a flight and sit down and wait hopefully, looking up into the sky for hours for the sight of a plane. When no plane appeared that day they would go away and come back the next. The patience of the East. From here the road climbed steeply and the scenery changed again. One could have been in the Alps. The forest was now evergreen and there was a magnificent mountain off to our left. Unknown to us this was quite the most dangerous part of the journey and that mountain was full of tunnels infested with the Vietcong.


We finally arrived in Dalat. We had not seen a single motorised vehicle the whole journey, save for that lone catholic priest. I will deal with this town later when I was to get to know it much better. For us it was just a question of finding a hotel , a quick walk around, food and bed. The town maintained a rather French air. With my beard I easily fitted in. It was the one place in Vietnam where I was never exploited. There was no United States presence at all. In all my visits there I never saw more than one or two Americans. I do not want to criticise Americans in these articles. The problem was, the fighting aside, there was often an unfortunate relationship between the two peoples, both seeing the other's faults and never the qualities.


There was a curfew at eight o'clock. It was a town that had seen its heyday years before. Now it had the South Vietnamese military and police academies. It had the Couvent des Oiseaux. It was known for its vegetables which were sent by road to Saigon. Its girls had a lovely healthy glow to their cheeks. All of this for later. We spent a rather restless night. There were continual bursts of small arms fire throughout the night. Will I ever tell of any happy one's. There were many, but evidently not at the end of our excursions. We had to return the next day. I only ever had two days off unless arranged otherwise and as all my trips were unauthorised I preferred not to talk about them.


The following morning I filled the car up with petrol, lit my pipe and we began the return trip. It was a lovely day, the air fresh and pleasant but not another car on the road. We descended what I would call the alpine part of the journey, past that imposing mountain now on our right, to the small airfield. We then continued across the area of what must have been a high plateau of plantations. I took some photos of PB, I still have them, at one point we stopped so she could buy some meat, buffalo(?) off a montagnard woman we came across, but we only had notes and the montagnard would only accept coins. Descending through the lovely green forests PB slept beside me. I was brutally awoken myself when the car hit a pothole, struggled to regain control of it and then continued wide awake. I dread to think what would have been the result of even a minor accident.


The drive was eventless and we passed again through rolling hills of tall grassland. As we approached the rubber plantations we stopped for a coca cola at some village. I have always found it the most refreshing of drinks on such occasions and gives one the force to continue. Then, surprise, a column of South Vietnamese armour approached from the south. The first vehicles we had seen in two days. I don't know what the US advisors made of me quietly sitting at a table with PB. Actually they gave a most friendly smile. Perhaps not for me. Driving on we were stopped two or three times in the rubber plantations by Regional Force soldiers who wanted to be recompensed for guarding the road for us! I always kept a carton or two of cigarettes for that and usually two or three packets would suffice. Reaching the Baria Saigon road PB wanted to go to Saigon, so I had to drive there and then back to Van Kiep. I think I must have driven a good eighteen hours during those two days. I could hardly move a muscle when I got back.


Three days after our trip the Viet Cong attacked the road in six places and held control of it for five days. Some time later two Decca employees driving in a jeep from Phan Rang on the coast up to Dalat went missing. In 1971, the British Vice-Consul, a certain Adrian, one of those very rare but most likeable of people was around at my house in Saigon and he told me that he had been interviewing a Viet Cong defector who said they had been stopped at a road block, taken prisoner and died in captivity. One was British and one American. On the other hand in the same period fourteen unarmed US civilian personnel in a US truck under I think Korean army escort were all killed on the same road when their convoy was ambushed. One had to use one's judgement whether to be armed or not, and if possible what means to travel by. One should also pray not to have been born under an unlucky star.


Tuesday, June 7, 2016

Project ideas for decoupage

Here are some varied ideas for new decoupage projects. We've even included some children's projects as well.


Boxes


Boxes provide interesting results when done with decoupage. A variety of boxes are available in craft stores. A box should be given two or three thin coats of an oil based paint as a base and at least three coats of varnish to finish. The final coat can be rubbed with dampened emery cloth for a fine, soft, matte finish.


When lining a box with fabric, put the seam at the front of the box. When the box is opened, you can see the back "wall" of the box but not the front one where the seam is.


If lining a box without overlapping the fabric onto a piece of cardboard, glue the pieces of fabric on to the sides and then glue decorative braid along the top edge to hide the raw edge.


Lining a box finishes it well, especially a jewelry box or a trinket box. To line a box cut a piece of sturdy cardboard to fit into the bottom. It should fall in and out easily, without catching on the sides. Cut a piece of wadding the same size as the cardboard. Cut a piece of fabric about an inch larger on all sides than the cardboard. Put the fabric face down on the table with the wadding and then the cardboard on top. Cut the corners off diagonally so that you don't have a bulge at the corner. Pull one edge of the fabric up onto the cardboard and glue it down. Bring each side of the fabric up onto the cardboard and glue down. To glue this padded shape into the box, run a line of glue on the box bottom close to the sides. Push the padded shape down into the box and press firmly.


Soft flock can be used to give a box a soft, flocked interior and comes in a variety of colors. It’s a good idea to paint the inside of the box a similar color.


Soft flock comes in two parts. There is a colored glue in a bottle, paint this inside the box. Sprinkle the flock pieces generously into the box. Close the box and shake vigorously. Pour out any excess onto a piece of clean paper. Use the paper as a funnel to put the excess back into the bottle. If you want to flock the inside of the box but not the lid of the box, insert a piece of cardboard between the box and lid, close the lid and shake. When you remove the cardboard, the lid will be clean and the box will be flocked.


Picture Frames


Picture frames make ideal gifts. Or you can use decoupage to brighten up a cheap frame. As you need to see how the frame will look once upright, it’s a good idea to attach your cutouts with tiny pieces of masking tape to work out their positioning.


Remember to remove the back and glass before beginning work. Use your fingers to wrap your cutouts over the edges of the frame. To ensure that you cover your frame completely with varnish, you may want to prop it up. You can use dowels rods as a frame and balance your picture frame across them. Make sure that you have newspaper below to catch any drips and gently wipe drips from the underside with a cloth. Leave it in position for a couple of days to dry thoroughly.


Candles


Mark your design on the candle. If the candle is wrapped, remove the wrapper to a quarter inch more than the design area. If it isn’t wrapped, mask off the area to be left plain with paper and fasten with tape. Lightly sand the area to be painted and remove dust with a cloth. Apply two thin coats of oil-based varnish to the uncovered area. If you’re placing images on a painted background, sponge on a couple of coats of gesso. Don’t sand and allow to dry between coats. Sponge on background colors and allow to dry. Finish with up to five coats of varnish, lightly sanding between the last two coats. Using a craft knife, remove the wrapper and tape. Finish the cut edge with ribbon or braid.


Children’s Projects


Decoupage is a craft that is easy enough for children to be involved in. With their small fingers, children are often capable of very fine work with practice. However, depending on the age and ability of the child, you may want to make a few allowances. It’s best to think it through so that they can work with your guidance, but actually perform each step themselves.


Boys as well as girls can enjoy decoupage, and as many young boys are fascinated with small and fiddly items, they can be particularly adept at this sort of work. Decoupage can be helpful in developing hand-eye co-ordination as well as powers of concentration. Once they have been introduced to the techniques, most children can be left to do projects alone, so long as someone is available for advice if they run into problems. If you aren’t yet competent at decoupage yourself, you can learn together.


Children will usually prefer decoupaging different types of items to adults. A serving tray is likely to have little appeal, but a lunch box or moneybox would get lots of use. For a first project, it’s best to start with something small, and many children enjoy decorating blown eggs, and are fascinated with the process of blowing the eggs.


For very young children, you can use safety scissors with rounded ends. As these scissors make it more difficult to cut small areas accurately, you will need to choose simple images and shapes to work with. Comic books can make a good supply of images and, generally, the bold pictures will be easy to cut out.


As many children get bored easily, it’s worth taking a few moments to plan how the project is going to be done so they spend as little time waiting around as possible. Instead of cutting out all the images first and then after painting a surface, sitting around waiting for it to dry, paint the object first and the cutting can be done while it’s drying. Or you can have two projects on the go at once so that they can switch between them.


Getting rid of air bubbles can cause the greatest problems and the easiest tool for most children to use will be the back of a spoon. Rather than using varnish or lacquer to finish, it’s safer to use glue. Keep varnishes and paints out of reach of small children.


With a little forethought, decoupage is one of the safest crafts children can be involved in and it’s simple enough for them to produce pleasing results.


Teething baby an irritating milestone

Even though teething a milestone for your little one, it is several months of irritation for mother and baby. This fun begins around 3 or 4 months of age and continues up to 3 years. Below is approximate times of when new teeth may start to come in.


6 to 7 months; Incisors; Two central bottom & Two central top teeth


7 to 9 months; Two more incisors; Top & bottom


10 to 14 months; First molars; Double teeth for chewing


15 to 18 months; Canines; The pointed teeth or “fangs”


2 to 3 years; Second molars; Second set of double teeth at the back


By their third birthday, most children should have all twenty of their primary teeth.


Teething is relatively painless for babies, but it is uncomfortable. Many parents think their baby has teething symptoms, when in fact it may be something else. Here are the most common symptoms:


* * Irritability


* * Restlessness/difficulty sleeping


* * Increased saliva


* * Drooling


* * Desire to chew on everything within grasping distance


Other signs that can be seen in the baby’s mouth include swollen, tender gums where a new tooth is coming through.


If your baby is teething and it is really bothering them, there are things you can do to ease the irritation. One thing I used with my son was a teether. There are many different types of teethers. I used one that resembled a set of keys; it was his favorite. Another type that he enjoyed was a chilled, not frozen, teething ring.


When you see that first tooth, all the irritation will be well worth it.


Sunday, June 5, 2016

Mojitos offer a taste of sophistication

When you're entertaining, say sophisticates, Mojitos should be on your list. This refreshing cocktail of lime, mint and rum, which hails from Cuba, is the rage from coast to coast and everywhere in between. The mojito has been called the new cosmo.


"Of course, being a Latina, I am familiar with the mojito," said Carolina Buia, co-author, "Latin Chic: Entertaining with Style and Sass" (HarperCollins). "It is a favorite among socialites and designers," she continued. "When we went to shoot our photos for 'Latin Chic,' the mojito was the 'it' cocktail everywhere."


The "mojito," which means "to cast a little spell," has its roots in Cuba and rose to fame with the development of Bacardi rum on the island.


"Good mint is essential for a great mojito," said Dennis Dalponte of Dalponte Farms, where he grows mint and has seen demand increase in the past two to three years.


One secret to a great mojito is muddling the mint and the lime. Muddling refers to combining ingredients in the bottom of a cocktail glass with an instrument that looks like a small baseball bat. It extracts the great oils and flavors of both. If you don't have a muddler, use the back of a spoon.


Further evidence of this cocktail's star-spangled status: The mojito plays a role in the new "Miami Vice" movie.


Mojito


12 fresh spearmint leaves


1/2 lime


2 Tbsp. simple syrup (mixture of 2 parts sugar to 3 parts hot water, chilled) or just sugar


11/2 oz. Bacardi rum


Club soda


Muddle mint leaves and lime in tall glass. Cover with simple syrup or sugar and fill glass with ice. Add rum, top off with club soda and stir well. Add crushed ice to tall glasses when ready to serve. Garnish glass with lime wedge and sprigs of mint.


Note: Can also be made by the pitcher.


Thursday, June 2, 2016

Advertising your website with pay-per-click

A thriving way to help optimize your online image is to consider using the pay-per-click advertising. What pay-per-click means is that you purchase sponsored links on the pages of search engine results. Search engines are used every minute of the day, which means advertising your website with pay-per-click will greatly increase the advertising of your website.


By advertising your website with pay-per-click, you are helping to advertise your business in what is usually an inexpensive way that is growing larger and reaching more people everyday. You can also tailor your pay-per-click advertising to fit your business or company budget needs. This is a plus for those of you who are starting out on a budget and want to stay away from paying a lot for advertising that may or may not be seen. By advertising your website with pay-per-click, your ad is surely going to be seen. More advantages to advertising your website with pay-per-click include the speed of advertising, the increase in traffic to your website, and the ability to research and compare data to see what works best for your website.


There are times, however, when advertising your website with pay-per-click can prove to be costly. For example, it will cost you more to use competitive keywords than it will to use ones that are not as competitive. Finely tune your keyword strategies. You can find information on the Internet on this or you might want to consider consulting a professional. Also remember not to bite off more than you can chew. Start with one pay-per-click provider first, using ads you have tested, and then extend your campaign accordingly.


Advertising your website with pay-per-click can be a very quick, inexpensive way to get your website and business rolling. Drawbacks can always pop up, but if you educate and prepare yourself, you will be able to make the most out of advertising your website with pay-per-click.